Credit card welcome offers are the fastest way to increase your points and miles stash. There’s nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.
Some of the best travel rewards cards on the market offer welcome bonuses of at least 100,000 points or miles — in some cases, even more.
If you’re lucky, you might find yourself targeted for a welcome offer of up to 150,000 points on another card in the CardMatch tool. (Note that targeted offers are subject to change at any time.)
Beyond the welcome offer, though, these cards have ongoing perks that make them worth a place in your wallet. Let’s take a deeper dive into cards currently offering welcome offers of at least 100,000 points or miles.
Cards offering welcome bonuses of at least 100,000 points or miles
These are sorted by the total value of the welcome offer, according to TPG’s April 2025 valuations.
| Card | Annual fee | Welcome offer | Welcome offer value |
|---|---|---|---|
| Capital One Venture X Business | $395 | Earn up to 350,000 bonus miles: 150,000 miles after spending $30,000 in the first three months and an additional 200,000 miles after spending $200,000 in the first six months of account opening. | Up to $6,475 |
| The Business Platinum Card® from American Express | $695 (see rates and fees) | Earn 150,000 bonus points after spending $20,000 on eligible purchases within the first three months of card membership. Plus, earn a $500 statement credit after spending $2,500 on qualifying flights booked directly with airlines or through American Express Travel within the first three months of card membership. The offer ends June 30.
You can earn one or both of these offers. |
Up to $3,500 |
| Chase Sapphire Preferred® Card (see rates and fees) | $95 | Earn 100,000 bonus points after spending $5,000 in the first three months of account opening. | $2,050 |
| American Express® Business Gold Card | $375 (see rates and fees) | Earn 100,000 bonus points after spending $15,000 on eligible purchases with your card in the first three months of card membership. | $2,000 |
| United℠ Business Card (see rates and fees) | $150 | Earn 125,000 bonus miles after spending $5,000 on purchases in the first three months of account opening. | $1,688 |
| United Club℠ Business Card | $695 | Earn 125,000 bonus miles after spending $5,000 on purchases in the first three months of account opening. | $1,688 |
| Marriott Bonvoy Boundless® Credit Card (see rates and fees) | $95 | Earn three free nights (each night valued at up to 50,000 points) after spending $3,000 on purchases in the first three months of account opening. Certain hotels have resort fees. Plus, earn 50,000 points after spending $6,000 on purchases in the first six months of account opening. | Up to $1,400 |
| Marriott Bonvoy Brilliant® American Express® Card | $650 (see rates and fees) | Earn 185,000 Marriott Bonvoy bonus points after spending $6,000 on eligible purchases within the first six months of card membership. The offer ends May 14. | $1,295 |
| Marriott Bonvoy Bevy® American Express® Card | $250 (see rates and fees) | Earn 155,000 Marriott Bonvoy bonus points after spending $5,000 on eligible purchases within the first six months of card membership. The offer ends May 14. | $1,085 |
| Marriott Bonvoy Business® American Express® Card | $125 (see rates and fees) | Earn three free night awards (each valued at up to 50,000 points) after spending $6,000 on eligible purchases in the first six months of card membership. Certain hotels have resort fees. | Up to $1,050
|
| The Hilton Honors American Express Business Card | $195 (see rates and fees) | Earn 175,000 bonus points after spending $8,000 in purchases within the first six months of card membership. The offer ends April 29. | $1,050 |
| Hilton Honors American Express Aspire Card | $550 | Earn 175,000 bonus points after spending $6,000 on eligible purchases in the first six months of card membership. The offer ends April 29. | $1,050 |
| IHG One Rewards Premier Business Credit Card (see rates and fees) | $99 | Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months of account opening and another 60,000 bonus points after spending $9,000 in the first six months of account opening. | Up to $1,000 |
| Hilton Honors American Express Surpass® Card | $150 (see rates and fees) | Earn 130,000 bonus points plus a free night reward after spending $3,000 in purchases in the first six months of card membership. The offer ends April 29. | $780 plus the value of a free night reward |
| IHG One Rewards Premier Credit Card (see rates and fees) | $99 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months of account opening. | $700 |
The information for the United Club Business and Hilton Honors Aspire has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Capital One Venture X Business
The Capital One Venture X Business comes with the chance to earn a solid up to 350,000-mile welcome bonus, which TPG’s April 2025 valuations place at up to $6,475 when redeemed for travel.
This impressive bonus does come with a substantial spending requirement, though. Cardholders must spend $30,000 in the first three months of account opening to earn 150,000 bonus miles and $200,000 in the first six months to earn 200,000 miles. This spending requirement will be hard for most small-business owners to meet, but more established businesses may want to take note.
Highlights of the Venture X Business card’s benefits include a $300 annual credit for travel booked through Capital One Travel as well as complimentary access to Capital One Lounges, Priority Pass lounges and Plaza Premium lounges for themselves and up to two guests.
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To learn more, see our full review of the Venture X Business.
Learn more: Capital One Venture X Business
The Business Platinum Card from American Express
With the Amex Business Platinum Card, you can earn 150,000 bonus points after spending $20,000 on eligible purchases within the first three months of card membership. You’ll also earn a $500 statement credit after spending $2,500 on qualifying flights booked directly with airlines or through American Express Travel within the first three months of card membership. The offer ends June 30.
You can earn either or both offers.
TPG’s April 2025 valuations place this offer at up to $3,500 when you use your Membership Rewards points toward travel. If your business can meet the spending requirement, this is a solid bonus.
The Business Platinum also provides a list of valuable credits that can be helpful for business owners, such as earning up to $200 each calendar year in airline fee statement credits for charges by the airline you select each calendar year and up to $120 per calendar year in statement credits for purchases made directly from U.S. wireless telephone providers (up to $10 per month). Enrollment is required for select benefits; terms apply.
To learn more, see our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
Chase Sapphire Preferred Card
The Chase Sapphire Preferred is currently offering its highest-ever bonus for a limited time. New cardholders can earn 100,000 points after spending $5,000 within three months of opening an account.
Per TPG’s April 2025 valuations, this welcome offer is worth $2,050 when you redeem these valuable Ultimate Rewards points for travel.
The Sapphire Preferred is a great mid-tier travel card. As a cardholder, you’ll receive a $50 statement credit every year for hotel bookings made through Chase Travel℠. Plus, you’ll be eligible for a complimentary DoorDash DashPass membership if you activate it by Dec. 31, 2027.
To learn more, see our full review of the Sapphire Preferred.
Apply here: Chase Sapphire Preferred Card
American Express Business Gold Card
The Amex Business Gold currently offers new applicants the chance to earn 100,000 points after spending $15,000 in eligible purchases in the first three months of card membership. According to TPG’s April 2025 valuations, this welcome offer is worth $2,000.
This card provides useful perks for business owners who spend frequently on common expenses like food and shipping. With this card, you’ll receive up to $240 in statement credits each calendar year for eligible U.S. purchases at FedEx, Grubhub and office supply stores (up to $20 per month) and a monthly statement credit toward a Walmart+ membership valued at $12.95 monthly plus applicable taxes (up to $155 per calendar year, Plus-Ups not included; subject to auto-renewal). Enrollment is required for select benefits; terms apply.
To learn more, see our full review of the Amex Business Gold Card.
Apply here: American Express Business Gold Card
United Business Card
New United Business Card cardholders can earn 125,000 bonus miles after spending $5,000 on purchases in the first three months of account opening. Per TPG’s April 2025 valuation of United miles at 1.35 cents each, this bonus is worth $1,688 in flights.
This card is a great option for small-business travelers who frequent United and don’t want to pay a high annual fee. For just a $150 annual fee, you’ll receive a free first checked bag, priority boarding on United-operated flights and two one-time United Club passes (to be used by the primary cardmember, an authorized user or a guest traveling with either type of cardmember).
To learn more, see our full review of the United Business Card.
Apply here: United Business Card
United Club Business Card
New United Club Business Card cardholders can earn 125,000 bonus miles after spending $5,000 on purchases in the first three months of account opening. This offer is worth $1,688 per TPG’s April 2025 valuations.
This is the premium business card option for United loyalists. For a $695 annual fee, the top perk is a United Club membership, granting unlimited access to more than 45 United Clubs across the globe. The card also provides access for one adult companion and any dependents under 18.
To learn more, see our full review of the United Club Business Card.
Marriott Bonvoy Boundless Credit Card
The current welcome offer on the Marriott Bonvoy Boundless provides 150,000 points across free night rewards. You can earn three free nights (each night valued at up to 50,000 points) after spending $3,000 on purchases in the first three months of account opening. Certain hotels have resort fees.
Plus, earn 50,000 points after spending $6,000 on purchases in the first six months of account opening.
TPG’s April 2025 valuations place this offer at up to $1,400 when the three free nights are redeemed for maximum value.
For a modest $95 annual fee, you’ll receive automatic Silver Elite status with Marriott Bonvoy, which grants 10% more points on stays, priority late checkout and complimentary Wi-Fi. You’ll also receive a free night award worth up to 35,000 points every year after your account anniversary. Certain hotels have resort fees.
To learn more, see our full review of the Marriott Bonvoy Boundless.
Apply here: Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Brilliant American Express Card
The premium Marriott Bonvoy Brilliant Amex offers the chance to earn 185,000 Marriott Bonvoy bonus points after spending $6,000 on eligible purchases within the first six months of card membership. The offer ends May 14.
TPG’s April 2025 valuations place this offer at $1,295.
True Marriott Bonvoy loyalists will appreciate this card, which comes with Platinum elite status, 25 elite night credits each calendar year and a high-value free night award worth 85,000 points each year after the card’s renewal month. Certain hotels have resort fees. Terms apply.
To learn more, see our full review of the Marriott Bonvoy Brilliant.
Apply here: Marriott Bonvoy Brilliant American Express Card
Marriott Bonvoy Bevy American Express Card
New cardmembers of the mid-tier Marriott Bonvoy Bevy Amex earn 155,000 Marriott Bonvoy bonus points after spending $5,000 on eligible purchases within the first six months of card membership. The offer ends May 14.
These bonus points are worth $1,085 per TPG’s April 2025 valuations.
This card’s standout perks include 1,000 bonus points per paid eligible stay booked directly with Marriott, complimentary Gold elite status and 15 elite night credits each calendar year. You’ll be charged a $250 annual fee, a steep ask for the limited benefits provided.
To learn more, see our full review of the Marriott Bonvoy Bevy.
Apply here: Marriott Bonvoy Bevy American Express Card
Marriott Bonvoy Business American Express Card
With the Marriott Bonvoy Business Amex, you’ll earn three free night awards (each valued at up to 50,000 points) after spending $6,000 on eligible purchases in the first six months of card membership. Certain hotels have resort fees.
According to TPG’s April 2025 valuations, this welcome offer is worth up to $1,050.
If you’re a small-business owner frequently staying with Marriott properties, this card is a no-brainer. You’ll receive 15 elite night credits toward status, complimentary Gold elite status and a 7% discount on eligible bookings when you book directly with Marriott through an eligible channel at a participating Marriott property with the Amex business card rate.
To learn more, see our full review of the Marriott Bonvoy Business Amex.
Apply here: Marriott Bonvoy Business American Express Card
Hilton Honors American Express Business Card
The Hilton Honors Business Amex‘s current welcome offer allows new cardmembers to earn 175,000 bonus points after spending $8,000 in purchases within the first six months of card membership. The offer ends April 29.
Per TPG’s April 2025 valuations of Hilton points at 0.6 cents apiece, these bonus points are worth $1,050.
This is a solid cobranded card for business owners that like to stay with Hilton. Those with this card can earn up to $240 in statement credits every calendar year (up to $60 each quarter) in statement credits for eligible Hilton purchases, including room reservations at Hilton properties and incidental charges such as dining at on-site restaurants or spa treatments.
You’ll also receive complimentary Gold status with Hilton Honors.
To learn more, see our full review of the Hilton Business Amex.
Apply here: The Hilton Honors American Express Business Card
Hilton Honors American Express Aspire Card
With the Hilton Aspire Amex, you’ll earn 175,000 bonus points after spending $6,000 on eligible purchases in the first six months of card membership. The offer ends April 29.
This offer is worth $1,050, according to TPG’s April 2025 valuations.
This is the top-tier option for Hilton loyalists. For a $550 annual fee, you’ll receive Hilton Honors Diamond status, which comes with 100% bonus points on eligible Hilton purchases, lounge access at select properties, complimentary breakfast and space-available room upgrades.
You’ll also receive up to $400 each calendar year (up to $200 semi-annually) in statement credits for eligible purchases, such as dining, spa treatments, room rates and more, at eligible Hilton resorts.
To learn more, see our full review of the Hilton Honors Aspire Amex.
IHG One Rewards Premier Business Credit Card
With the IHG One Rewards Premier Business, you can earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months of account opening and another 60,000 bonus points after spending $9,000 in the first six months of account opening.
This offer is worth up to $1,000 per TPG’s April 2025 valuations.
This card’s top perks include automatic Platinum elite status, which provides a 60% bonus on the base 10 points per dollar you get as an IHG One Rewards member. Business owners will also enjoy the card’s additional bonus category of 5 points per dollar on social media, search engine advertising and office supply store purchases.
To learn more, see our full review of the IHG One Rewards Premier Business.
Apply here: IHG One Rewards Premier Business Credit Card
Hilton Honors American Express Surpass Card
New Hilton Surpass Amex cardmembers can earn 130,000 bonus points plus a free night reward after spending $3,000 in purchases in the first six months of card membership. The offer ends April 29.
TPG’s April 2025 valuations deem this bonus worth $780 plus the value of a free night reward.
This card packs a punch for a modest $150 annual fee. You’ll receive Hilton Honors Gold status and up to $200 in Hilton statement credits each calendar year on eligible Hilton purchases (up to $50 in statement credits each quarter).
To learn more, see our full review of the Hilton Surpass Amex.
Apply here: Hilton Honors American Express Surpass Card
IHG One Rewards Premier Credit Card
New IHG One Rewards Premier cardholders can earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.
TPG’s April 2025 valuations deem this welcome offer as worth $700 toward stays at IHG properties.
Like the IHG One Rewards Business, you’ll receive Platinum elite status. You’ll also get an annual award night worth up to 40,000 points and a fourth night free on award stays.
To learn more, see our full review of the IHG One Rewards Premier.
Apply here: IHG One Rewards Premier Credit Card
Bottom line
The above offers are enticing, but remember that each issuer has its own application rules. Make sure you’re always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.
These cards offering 100,000-point bonuses (and more) could be worth considering if you want to boost your rewards balance in a specific airline, hotel or issuer loyalty program.
Related: The best credit card welcome bonuses currently available
For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Amex Business Gold Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant card, click here.
For rates and fees of the Marriott Bonvoy Bevy card, click here.
For rates and fees of the Marriott Bonvoy Business card, click here.
For rates and fees of the Hilton Business Card, click here.
For rates and fees of the Hilton Surpass Card, click here.